Social Security Optimization

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The Importance of Optimizing Your Social Security Retirement Income

For most people, Social Security accounts for the majority of monthly income during their retirement years. With very few exceptions, it is also the only retirement income that is (somewhat) adjusted for rising inflation. Pensions have slowly been going away as they have become too costly to insure and administrate for the companies who have offered them in the past.

What most people do not understand is that there are a few hundred different ways for you and your spouse to claim Social Security Benefits. And for widows, widowers and divorcees, it gets even more complicated.

AND THE PEOPLE WHO WORK AT THE SOCIAL SECURITY OFFICE ARE NOT ALLOWED TO GIVE YOU ADVICE ON A STRATEGY THAT WOULD SUIT YOU AND YOUR FAMILY BEST!

The other dirty little secret that the government does not want you to know is that your Social Security benefit is “means” tested. In short, the more income you make or receive in retirement, the more you are forced to pay in Medicare premiums. Therefore, since you are required to sign up for Medicare (at age 65) in order to receive your Social Security Benefit, your level of retirement income affects the premiums you pay for Medicare,WHICH ARE THEN DEDUCTED FROM YOUR SOCIAL SECURITY CHECK.

Please take a look at these useful PDF's  before submitting your request for the Social Security Optimization Report.

 

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